WASHINGTON, DC - NOVEMBER 15: (L-R) Federal Reserve Board Vice Chair for Supervision Michael Barr, Federal Deposit Insurance Corporation Chair Martin Gruenberg, and Michael Hsu, acting comptroller in the Office of the Comptroller of the Currency, and Todd Harper, chair of the National Credit Union Administration, testify during a hearing before the House Financial Services Committee on November 15, 2023 in Washington, DC. The committee held a hearing on "Oversight of Prudential Regulators." Alex Wong/Getty Images/AFP (Photo by ALEX WONG / GETTY IMAGES NORTH AMERICA / AFP)